Structuring an international programme to avoid surprises

Structuring an international programme to avoid surprises

Structuring an international programme to avoid surprises

International insurance programmes are no longer simply for large multinationals. As the world has got smaller, many medium-sized companies are now operating internationally and as a result, are looking at the issue of how to structure an international insurance programme. This needs to be carefully structured to take into account a number of important factors, including cost, control, consistency and…

Insurer results and specialty focus good news for corporate risk managers, for now…

Insurer results and specialty focus good news for corporate risk managers, for now…

Insurer results and specialty focus good news for corporate risk managers, for now…

The latest set of half-year insurer results strongly support the notion that the market believes the cycle is dead and significant strategic change is the only way forward if returns for investors are to be maintained. There is evidence of a hardening in some areas, but generally it is stable. It was noticeable that very few insurance and reinsurance company…

The insurer’s perspective: HDI Denmark

The insurer’s perspective: HDI Denmark

The insurer’s perspective: HDI Denmark

Adrian Ladbury covers the questions in this year’s European Risk Frontiers survey with Michael Klitvad, managing director for HDI Denmark, the local representative of this year’s survey sponsor. Adrian Ladbury [AL]: Will the corporate insurance market harden this year in the Nordic countries? Is there adequate capacity for customer risks in this region and in which areas do you see…

European Court of Justice moves on insurance status of immobilised vehicles

European Court of Justice moves on insurance status of immobilised vehicles

European Court of Justice moves on insurance status of immobilised vehicles

The recent European Court of Justice (ECJ) decision in Fundo de Garantia Automovel v Juliana has confirmed that a vehicle left immobilised on private land is still subject to compulsory motor insurance, irrespective of the owner’s intention not to use the vehicle. The decision will have widespread implications for corporates, who could be required to insure vehicles kept on private…

How to keep ahead of evolving fine art and specie risks

How to keep ahead of evolving fine art and specie risks

How to keep ahead of evolving fine art and specie risks

Fine art and specie is a class of insurance available to clients across sectors and in countries around the world. Graham Hawkins, global chief underwriting officer of fine art and specie at XL Catlin, discusses how advances in technology are impacting some of the most prominent risks for clients and considers the benefits brought about by international insurance programmes. What…

Defect or damage: Pragmatism needed in construction claims

Defect or damage: Pragmatism needed in construction claims

Defect or damage: Pragmatism needed in construction claims

Zurich recently hosted a webinar on the tricky and uncertain field of damage or defect claims in the construction sector. Exclusions are used to define the scope of cover available under an all-risks policy and try and bring more contract certainty. But, at the end of the day, collaboration and pragmatism are also needed from all parties to reach satisfactory…

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