New deal for consumers: EU Representative Action on the home stretch

New deal for consumers: EU Representative Action on the home stretch

New deal for consumers: EU Representative Action on the home stretch

The die is cast. Consumers are set for greater rights to redress across Europe as the new legal action for the joint enforcement of consumer claims, as announced in the European Union’s New Deal for Consumers, is becoming a reality. The legislative procedure at European level, which started with the presentation of the draft directive on representative actions for the…

Spanish court rules Covid-19 was a foreseeable event

Spanish court rules Covid-19 was a foreseeable event

Spanish court rules Covid-19 was a foreseeable event

Does Covid-19 constitute a force majeure event, a work-related accident or an occupational illness? Does the failure to supply sufficient and adequate personal protective equipment (PPE) constitute a breach of safety? A recent judgment given by the Labour Court of Teruel, Spain, on 3 June 2020, deals with these key issues. The proceedings were brought by  trade union FASAMET against…

Covid-19 claims against construction professionals – foreseeability of loss

Covid-19 claims against construction professionals – foreseeability of loss

Covid-19 claims against construction professionals – foreseeability of loss

This article looks at ways in which remedial works arising out of construction projects across the UK could be impacted by Covid-19 and who might be responsible for bearing added losses arising from such works. While the UK government has not ordered construction sites to close, and industry leaders have encouraged cooperation and fair dealing between parties on existing construction…

Innovation coming to fore through Covid-19 crisis, says Louppe

Innovation coming to fore through Covid-19 crisis, says Louppe

Innovation coming to fore through Covid-19 crisis, says Louppe

Being prepared and flexible has been key in finding innovative solutions to working through the Covid-19 crisis, according to Florence Louppe of HDI Global. Coping with the Covid-19 pandemic has brought out the best in people as they find innovative solutions and workarounds to keep business moving through worldwide lockdowns, said Ms Louppe, the insurer’s country manager in France. “Right…

Risk management should emerge post-Covid-19 stronger than ever, says HDI

Risk management should emerge post-Covid-19 stronger than ever, says HDI

Risk management should emerge post-Covid-19 stronger than ever, says HDI

The need for robust risk management has never been more urgent, Frank Harting of HDI Global has told Commercial Risk Europe. According to Mr Harting, risk managers are needed more than ever. But speaking to Commercial Risk Europe, Mr Harting said: “Sometimes it takes failures before we change things. In Germany, we saw this after Fukushima. This brought a change…

Good news for corporates on cyber insurance

Good news for corporates on cyber insurance

Good news for corporates on cyber insurance

The UK Supreme Court has delivered good news to corporates, agreeing that the Morrisons supermarket group was not vicariously liable for the actions on an employee who leaked staff data back in 2014. The ruling is good news for insureds – it was the first data class action in the UK of its type and was a much-anticipated judgment, as…

Comment: Insurance sector needs to find compromise solution to coronavirus BI claims and fast

Comment: Insurance sector needs to find compromise solution to coronavirus BI claims and fast

Comment: Insurance sector needs to find compromise solution to coronavirus BI claims and fast

Pressure is rising on the insurance sector to play its part in supporting the global economy during this time of unprecedented crisis, and individual insurers and the sector’s representative bodies are working hard to let the world know that it is ready to support businesses and individuals as we all grapple with the impact of the coronavirus. Insurance companies have…

State aid and Covid-19: more flexibility for public sector support to industry

State aid and Covid-19: more flexibility for public sector support to industry

State aid and Covid-19: more flexibility for public sector support to industry

The European Union state aid regime prohibits financial assistance to industry unless it is made in accordance with the parameters of the rules. There are controls on the types of industry that can be offered different types of public funding. The EU state aid regime continues to apply to the UK during the implementation phase of Brexit. The European Commission…

Rise of Covid-19 underlines need to urgently rethink risk-reward balance

Rise of Covid-19 underlines need to urgently rethink risk-reward balance

Rise of Covid-19 underlines need to urgently rethink risk-reward balance

The unwelcome arrival of coronavirus (Covid-19) has once again shown how essential it is for organisations of all types – private and public – to properly identify, assess, manage and transfer their critical risks. The very fact that we have decided to launch this weekly update on the latest risk and insurance implications of the virus shows that the business…

The importance of taking climate change into account: Appeal Court rules against government on Heathrow expansion

The importance of taking climate change into account: Appeal Court rules against government on Heathrow expansion

The importance of taking climate change into account: Appeal Court rules against government on Heathrow expansion

In rather prescient timing, just minutes before I joined an esteemed panel to discuss the impact of climate change on the construction sector at the Commercial Risk Construction Risk Management event, the UK’s Court of Appeal handed down its judgment in the long-running Heathrow airport expansion saga. In finding in favour of the environmental campaigners, the Court of Appeal’s judgment…

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