Automatic enrolment – a pensions success, backed by increasing enforcement

Automatic enrolment – a pensions success, backed by increasing enforcement

Automatic enrolment – a pensions success, backed by increasing enforcement

In the UK, automatic enrolment into pension schemes started in October 2012. Phased in for five years, all employers must ensure that their workers/employees – aged between 22 and state pension age and earning more than £10,000 a year – are now enrolled into a suitable pension scheme. Even though it has been declared a success, as with all legal…

Gatwick meltdown: drones in a no-go zone

Gatwick meltdown: drones in a no-go zone

Gatwick meltdown: drones in a no-go zone

The serious and extended closure of Gatwick Airport in the run-up to Christmas, because of the suspected deliberate use of a drone infringing the airport airspace, has brought to a head the warnings of many in the industry. This issue was further highlighted just this week as a reported drone at Heathrow caused the UK’s busiest airport to suspend departures…

The rise of technology within the insurance industry

The rise of technology within the insurance industry

The rise of technology within the insurance industry

Melissa Boyars, claims operations manager UK at Generali GC&C, reflects on the latest practices to improve processes at insurers, the challenges and opportunities they offer, and the manner in which her company is adopting these changes. The technological revolution It is no secret that the insurance sector has been lagging behind banking and other financial services industries in its adoption…

Relentless extension of risk frontiers continues as 2019 beckons

Relentless extension of risk frontiers continues as 2019 beckons

Relentless extension of risk frontiers continues as 2019 beckons

This year’s European Risk Frontiers Survey, sponsored again by HDI Global, is published with this issue of Commercial Risk Europe and once more produces some fascinating insights into the ongoing development of the European risk and insurance management profession. I would pick out the following high-level conclusions based on our discussions with close to 100 of Europe’s leading risk managers…

Risk managers taking centre stage with employee benefits

Risk managers taking centre stage with employee benefits

Risk managers taking centre stage with employee benefits

The world of employee benefits is becoming both increasingly important and complex in the global economy, and risk managers find themselves more and more involved. To investigate these potentially significant opportunities and challenges, Commercial Risk Europe teamed up with MAXIS GBN, the global employee benefits network backed by two of the world’s largest insurance providers – MetLife and AXA, to…

The insurer’s view–HDI Spain

The insurer’s view–HDI Spain

The insurer’s view–HDI Spain

Juan Aznar Gáldiz, managing director of HDI Global, Spain, shared his thoughts on this year’s European Risk Frontiers Survey with Adrian Ladbury. Adrian Ladbury (AL): Will the corporate insurance market in Spain harden this year? Is there adequate capacity for customers’ risks? In which areas do you see demand for more capacity? Juan Aznar Gáldiz [JG]: Spain is a very…

The insurer’s perspective–HDI Belgium

The insurer’s perspective–HDI Belgium

The insurer’s perspective–HDI Belgium

Chris Staes, managing director of HDI Global in Belgium, discusses the key topics covered in this year’s European Risk Frontiers Survey with Adrian Ladbury. Adrian Ladbury [AL]: Will the corporate insurance markets in Belgium and Luxembourg harden this year? Chris Staes [CS]: In my opinion, we should rather ask if risk transfer is fairly priced these days. Frankly speaking, and…

Insurance market remains healthy with tech revolution on the horizon

Insurance market remains healthy with tech revolution on the horizon

Insurance market remains healthy with tech revolution on the horizon

Commercial Risk Europe editor Adrian Ladbury interviews José Ramon Morales, country manager Iberia, insurance at XL Catlin, AXA XL, a division of AXA, about the state of the Spanish and wider European insurance market as we head into 2019. Adrian Ladbury [AL]: Is the commercial and corporate insurance market in a healthy state, or does the death of the cycle…

Clarity, consistency and certainty key to claims success

Clarity, consistency and certainty key to claims success

Clarity, consistency and certainty key to claims success

Claims is a hot topic in Spain following IGREA’s publication of its claims charter. Adrian Ladbury asked José Ramon Morales – country manager Iberia, insurance at insurance at XL Catlin, AXA XL, a division of AXA – how he believes claims could, and should, be more efficiently and professionally handled in today’s complex global market. AL: What is your strategy…

The new European Regulation on drones and its implementation into the Spanish legal system

The new European Regulation on drones and its implementation into the Spanish legal system

The new European Regulation on drones and its implementation into the Spanish legal system

Unmanned aircraft systems (UAS), or drones, are a growth area within the aviation sector, poised to generate significant economic growth and social benefits. As reported in Commercial Risk Africa and Commercial Risk Asia last month, the term UAS includes a wide variety of aircraft, from very large aircraft similar in size and complexity to manned aircraft, to small consumer aircraft.…

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