Burning issues for environmental claims

Burning issues for environmental claims

Burning issues for environmental claims

There is a common view that environmental exposures are only really an issue for very large companies in certain sectors, notably oil and gas. But this stereotype does not stand up in the light of European environmental impairment liability claims that we are now seeing. Now in its second year, AIG’s European Environmental Impairment Liability (EIL) Claims Intelligence report reflects…

Insurance market remains healthy with tech revolution on the horizon

Insurance market remains healthy with tech revolution on the horizon

Insurance market remains healthy with tech revolution on the horizon

Commercial Risk Europe editor Adrian Ladbury interviews José Ramon Morales, country manager Iberia, insurance at XL Catlin, AXA XL, a division of AXA, about the state of the Spanish and wider European insurance market as we head into 2019. Adrian Ladbury [AL]: Is the commercial and corporate insurance market in a healthy state, or does the death of the cycle…

A different approach: international programmes for mid-market companies

A different approach: international programmes for mid-market companies

A different approach: international programmes for mid-market companies

More and more mid-market companies across Europe are expanding overseas in one form or another. This might be a company that has a sales office in the US, or manufacturing in China, or simply a company looking to export more. It can be a company with just one location abroad, or five or six locations, or more. It is a…

Expect the unexpected: what will 2019 hold for risk managers with international programmes?

Expect the unexpected: what will 2019 hold for risk managers with international programmes?

Expect the unexpected: what will 2019 hold for risk managers with international programmes?

As we look ahead to 2019, Owen Williams, head of the captive centre of excellence at XL Catlin, now part of AXA XL, a division of AXA Group, considers what risk managers can expect for their international insurance programmes and captive insurance vehicles. What are the trends in the insurance market that might affect risk managers with international programmes in…

Claims Insights – from data to information to action

Claims Insights – from data to information to action

Claims Insights – from data to information to action

Data is widely available and easy to access. However, gaining useful, relevant and practical information from that data, and translating it into actions that improve the risk, is what really provides value for a company and has a positive business impact. Customers often own a lot of data but they may not see the value of analysing the information they…

A sea change: how technology is revolutionising risk management in the marine cargo industry

A sea change: how technology is revolutionising risk management in the marine cargo industry

A sea change: how technology is revolutionising risk management in the marine cargo industry

When goods are being transported, by land, sea or air, there are physical damage risks along the way. Goods can be damaged during loading or unloading, as well as during transit and even while in storage. Madeleine Griffiths, UK and Ireland cargo underwriter* at XL Catlin, now part of AXA XL, a division of AXA, explains how cargo coverage works…

US tax reform

US tax reform

US tax reform

There has been much talk about the impact of recent tax reforms in the US on the insurance sector and on global insurance programmes, with concerns over the effect on costs and structuring of programmes. There is little doubt that the reforms may necessitate some restructuring of programmes and some additional costs, but the impact for most insurers is certainly…

The importance of a consistent multinational claims service

The importance of a consistent multinational claims service

The importance of a consistent multinational claims service

A consistent claims service is essential for multinational clients wherever in the world a loss occurs. The aim of a claims service in the event of a major catastrophic loss is to minimise the impact of business interruption, preserve brand and reputation, and work closely with all parties involved to get clients’ facilities and operations back up and running as…

Emerging market risks rise

Emerging market risks rise

Emerging market risks rise

Recent months have seen increased volatility in emerging markets as foreign investors pull back from heavily indebted countries like Turkey, Argentina and South Africa. While a full-blown debt crisis looks unlikely, political risk in emerging markets is expected to heighten, driving increased demand for specialist trade credit insurance. With rising interest rates in the US, emerging markets have been finding…

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