The right to be forgotten

The right to be forgotten

The right to be forgotten

The recent global focus on Facebook and Cambridge Analytica’s use of data and the forthcoming General Data Protection Regulation (GDPR) have thrown the spotlight on data and privacy issues. An important issue in this context is whether an individual has the right for that data to be removed or forgotten. A recent UK High Court ruling has found that individuals…

Developing a climate resilience strategy

Developing a climate resilience strategy

Developing a climate resilience strategy

Climate change is no longer an ‘emerging risk.’ It has become a reality, with concentrations of carbon dioxide in the atmosphere now in excess of 400 parts per million and growing evidence of a rise in the frequency and intensity of extreme weather events. But it is more than just the climate that is changing. Rapid urbanisation, ageing infrastructure, increased…

Hearing loss decision is music to claimants’ ears

Hearing loss decision is music to claimants’ ears

Hearing loss decision is music to claimants’ ears

The UK High Court has found a classical musician is entitled to damages after suffering ‘acoustic shock’ while employed in the orchestra of the Royal Opera House. The judgment represents a landmark decision for this newly recognised species of noise-induced hearing loss in the UK, which could have wide-ranging ramifications for insurers and risk managers at entertainment venues and beyond.…

UK Supreme Court widens the scope of actionable personal injury

UK Supreme Court widens the scope of actionable personal injury

UK Supreme Court widens the scope of actionable personal injury

The UK Supreme Court has broadened the scope of actionable personal injury, raising important implications going forward for employers, risk managers and insurers. The High Court and Court of Appeal both rejected the claimants’ arguments that occupational exposure to platinum salts sensitivity that did not result in symptoms constituted an actionable personal injury. The Supreme Court found otherwise. This decision…

Captives on standby for hard market

Captives on standby for hard market

Captives on standby for hard market

Captive insurers are looking to restructure captives to mitigate future increases in insurance rates and underwrite new lines of business, including cyber and non-damage business interruption. Captive insurers have had a tough time of late, as an increased regulatory burden has challenged the captive concept. Owners have been hit with a double whammy of rising solvency regulation and risk management…

International insurers get closer to French buyers

International insurers get closer to French buyers

International insurers get closer to French buyers

A number of international insurers have been looking to bring their expertise and products to commercial insurance buyers in France, with a greater focus on local servicing and underwriting. The French insurance market is one of the largest in the world. Business optimism has been rising under President Emmanuel Macron and following a marked improvement in the French economy. This…

Hendrick needs to ensure AXA-XL deal delivers goods for customers and shareholders

Hendrick needs to ensure AXA-XL deal delivers goods for customers and shareholders

Hendrick needs to ensure AXA-XL deal delivers goods for customers and shareholders

News that AXA plans to buy XL Group for a massive $15.3bn came as a surprise to most in the market, not least as the move came so soon after XL made a big step forward itself through the acquisition of Catlin in 2015. There were rumours that XL may be a target. It was reported in early February that…

The risks of court choices highlighted in new case

The risks of court choices highlighted in new case

The risks of court choices highlighted in new case

When assessing the potential risks to, and exposures from, potential litigation, it can be important to consider the corporate structure of your organisation. As the recent jurisdiction cases where we have seen attempts to bring African liabilities before the UK courts illustrate, the position is not clearcut. In a recent article (Trend of environmental litigation against holding corporations on the…

Gender pay reporting becomes business risk

Gender pay reporting becomes business risk

Gender pay reporting becomes business risk

As many will have noticed, organisations reporting their gender pay gap statistics have been creating negative headlines in the press. As businesses attempt to reduce their gender pay gap, it is important to understand the risks that this can present. UK employers with 250 or more employees have until 4 April 2018 to publish their gender pay gap figures on…

French risk and insurance management community leads the way on cyber

French risk and insurance management community leads the way on cyber

French risk and insurance management community leads the way on cyber

The French risk and insurance management community deserves a big pat on the back for its ongoing efforts to sort out the cyber insurance market and make it fit for purpose for risk managers in France and across Europe. Cyber is clearly a hugely important matter for the European corporate risk management community. It offers a great opportunity for individual…

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