GRM Journal Archive

Browse articles from previous GRM Journal issues below or download the PDFs from the sidebar opposite

  • Night in Sao Paulo - SP - Brazil - Latin America

    Latin America: hard market but less severe

    Even though rate rises and capacity restrictions have been less acute in the LatAm region than in Europe and the…

  • Los Angeles, California, USA - September 10, 2020: Wildfires burning across the Bay Area and Los Angeles. Fire and Heat Hit California. State of emergency. Large fires started burning

    Moderation but challenges remain

    It’s been a difficult couple of years for buyers in the US commercial insurance market as, in line with markets…

  • Snowed in Interstate 10 near Comfort Texas during the Texas Winter Storm 2021 taken with a drone

    Living with increasing US nat cat exposure

    The figures are concerning. Early estimates of global 2021 losses from natural catastrophes are higher than $105bn, which would make…

  • HARAHAN, LA, USA -NOVEMBER 21, 2021: Debris pile and roof damage at a strip mall in the aftermath of Hurricane Ida

    Good risks + good data = better pricing

    “Rates are continuing to increase as a result of a convergence of factors,” says Brian White, director of P&C underwriting…

  • Los Angeles, CA USA - August 23, 2021: The historic Vista Theatre in LA still closed 18 months after the coronavirus lockdowns went into effect

    Rims to focus on federal approach to cyber and pandemics

    US risk management society Rims said in mid-March that advocating for the risk management profession at the highest level is…

  • Carl Bach

    Bach on the front foot in London

    US insurer The Hartford made its big move into the London and international specialty market in May 2019, with the…

  • Ciara Appleford, Tysers

    The broker’s view of PVT

    PVT insurance typically covers damage to insured property and the ensuing loss of income. Is the emphasis changing? Ciara Appleford…

  • American flag and Modern buildings

    Global programmes: Certainty in an uncertain world

    Participants David Rahr, global leader, Marsh Multinational Andy Zoller, head of international programmes, Zurich North America David Valzania, head of…

  • NICE, FRANCE - JUL 24, 2016: Flowers on quay after terrorist attack July 14, 2016, 86 people were killed under wheels of truck

    Businesses take cover amid escalating political violence

    Intense political instability, inequality, nationalism, pandemic and even climate change are fuelling strikes, riots and civil commotion risks around the…

  • Businessman stand on roof top of building, globalization conceptual

    Taking the pain out of claims

    Multinationals need policies to respond both at the central and local subsidiary level, so the claims process is inevitably more…

  • Pharmaceutical manufacturing line at pharmacy factory.

    Brighter outlook for life sciences sector

    There are signs that new capacity in the life sciences market is beginning to flatten rate increases while expanding options,…

  • Hartford, Connecticut, USA downtown skyline.

    Shining a light on the hard market

    Mike Serricchio, a managing director within Marsh Captive Solutions, notes that from 2019 to 2020 and then 2020 to 2021,…

  • Brasília, Distrito Federal / Brazil - Circa June 2020: Aerial photo of the National Congress, seat of the Brazilian Legislature, located in Brasilia, capital of Brazil.

    Brazil modernises large-risks rules

    It is up to insurance buyers to put pressure on underwriters and brokers so that they can almost seamlessly integrate…

  • 100 dollars frozen melt.

    MGAs – ready for the big chill?

    Managing general agents (MGAs) have become a force to be reckoned with in the specialty insurance sector, their role boosted…

  • Businessman standing in front of opened doors and making decision

    MGAs and insurtechs to the rescue

    Twenty years ago or so, brokers began swallowing each other up, insurers merged and grew, and all the time buyers…

  • Patrick Tiernan, Lloyd's

    Relevance, rigour, risk and reward

    Lloyd’s is important. It is not a market you can ignore for very long. In the insurance and reinsurance universe,…

  • American flag and Modern buildings

    Challenging renewals in the US

    “There is no shortage of challenges in the renewal process,” says Hector Mastrapa, senior vice-president of risk management at Marriott…

  • Dallas and almost all the cities in north Texas are suffering from an unexpected huge amount of snow. It’s so cold ,so hard to drive.besides that, a lack of power. 02.15.2021 , dallas.

    A renewed sense of purpose

    For the second year running, the annual reinsurance market renewal discussions are taking place under the cloak of Covid. Not…

  • Mystery Men in Black and White Clothes Playing Chess

    Tit for tat

    I’m sure you know all about the famous ‘Prisoner’s Dilemma’ game-theory thought experiment. But just in case you haven’t, here’s…

  • NORTH VANCOUVER, BC, CANADA - MAR 15, 2020: Shelf at a supermarket mostly empty with only a few packages of toilet paper left amid panic buying as the coronavirus spreads.

    Reduced supply, Increased demand

    There is a growing focus among insurers on contingent business interruption (CBI) and supply chain risks, with the broadest cover…

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